Sosialisasi Pembiayaan dalam Perspektif Ekonomi Syariah

silvia agusta

Abstract


Islamic economics is one of the economic systems that has the fastest development in the world. Many countries in Europe and America have implemented the Islamic economic system, because the concept of Islamic economics places more emphasis on welfare and justice for the parties involved. However, in Indonesia itself, the sharia economic system is still foreign to Indonesian society, especially to rural communities. but Indonesian people tend to choose conventional banks. Because they think that the Islamic economic system has complicated procedures. From the lack of public knowledge about the Islamic economic system, especially in the practice of granting credit, it has triggered many creditors to provide credit by implementing an interest system with high interest rates. Of course, the practice of giving credit like that is very detrimental and burdensome to the people who are the creditors. This is what prompted the author to make socialization of Islamic economic perspective financing. This is intended so that people can understand the sharia economic system directly so that in the future they can differentiate between sharia-based and conventional financing systems

Keywords: Financing, Economy, Sharia



References


Anshori, A. G. (2008). Kapita Selekta Perbankan Syariah di Indonesia. Yogyakarta: UII Press.

Bustam, S. S. (2020). Peran Bank Syariah Dalam Meningkatkan Perekonomian Nasional Melalui Pembiayaan Modal Kerja Pada UMKM. Jurnal Ekonomi dan Bisnis Islam, 1-19.

Mongkito, A. W. (2021). Implementasi Pembiayaan Pembiayaan Usaha Rakyat (KUR) Mikro Syariah DalamPengembangan Usaha Mikro. Research Business and Economics Studies, Vol.1, No.1.

Muhammad. (2005). Manajemen Pembiayaan Bank Syariah.Yogyakarta: UPP AMP YKPN.

Nugroho, A. E. (2016). Komersialisme Pembiayaan Usaha Rakyat untuk Pemberdayaan UMKM di Indonesia.Jakarta: LIPI Press.

OJK. (2022). Perbankan Syariah dan Kelembagaannya. Retrieved from www.ojk.go.id: https://www.ojk.go.id/id/kanal/syariah/tentang-syariah/pages/PBS-dan-Kelembagaan.aspx

Setiawan, I. (2021). Pembiayaan UMKM, Kinerja Bank Syariah dan Pertumbuhan Ekonomi Indonesia. ISLAMIC BANKING: Jurnal Pemikiran dan Pengembangan Perbankan Syariah, 266.

Ulpah, M. (2020). Konsep Pembiayaan Dalam Perbankan Syariah. Madani Syari'ah, 153.

Wiwoho, J. (2014). Peran Lembaga Keuangan Bank dan Lembaga Keuangan BukanBank Dalam Memberikan Distribusi Keadilan Bagi Dewan guru .MMH.

Zuhroh, L. U. (2018). Analisis Pengaruh Aset Daerah dan Belanja Modal Terhadap Produk Domestik Regional Bruto di Koridor Utara Selatan Provinsi Jawa Timur. Jurnal Ilmu Ekonomi, Vol.2 No.2, 242.




DOI: https://doi.org/10.57084/andasih.v4i1.1224

Refbacks

  • There are currently no refbacks.